Ellis & Badenhausen Physical Therapy accepts most insurance plans, including workers’ compensation and Medicare. You can use our insurance search tool to see if your insurance is accepted at E&B:

Carrier
AARP (Secondary)
Aetna- most plans
Anthem Blue Card Program (look for suitcase on front right bottom corner)
Anthem OTF/XTK/XTJ
Anthem- most plans (see exceptions under nonpar)
Baptist Community Care Network/BCC
Beechstreet/ PHCS/ Multiplan
Caresource (KY Marketplan) **uses same modifiers as Medicare**
Cigna- Request for visits is required after the first initail eval with ASH link
Coventry (formeRly first health)
Encore
Humana- most plans (see exceptions under nonpar)
UHC GOLDEN RULE **** WATCH PRE-EXISTING***
Meritan Health *** WATCH PRE-EXISTING***
Mutual of Omaha (secondary)
Sagamore
Tri- West (needs Pre-auth- allow 1 month for approval)
Trustmark
UMR
United Healthcare- most plans (see exceptions under nonpar)
United National Ins Group (through PHCS network) *REQUIRES PA*
VA (needs Pre-auth)
Medical Mutual of Ohio - through Aetna Open Choice PPO
NONPAR
AARP Medicare Complete (Says "Passport" on card)(NONPAR)
Aetna Medicare Assure Plan (HMO D-SNP)(NONPAR)
AFSLIC (NONPAR)
Anthem Ford ANY PREFIX (NONPAR)
Anthem TennCare/ BlueCard (prefix: ZECM)(NONPAR)
Anthem XTF (Medicaid)(NONPAR)
Anthem Transition HMO (prefixes: XTV,VXZ, and VTY)(NONPAR)
Anthem D-SNP plans (XPS and XPK)(NONPAR)
Caresource HIP/ Healthy Indiana Plan 9indiana Medicaid)(NONPAR)
Group Resources (through First Health Network)(NONPAR)
Humana Community HMO (NONPAR)
International Benefits Administrators (PHCS) will say underwritten by AFSLIC (NONPAR)
Key Benefit Administrators (U of L) must be seen by UofL Health Providers; no OON benefits (NONPAR)
Passport Advantage (NONPAR)
Reserve National (NONPAR)
ALL MEDICAID PRODUCTS (NONPAR)
Tri-Care* (Can still see patients but requires referral) (NONPAR)
United Healthcare: UofL Cardinal Care Plan (NONPAR)
All Ky & IN Medicaid Producs: (see below)
-Aetna Better Health of KY
-Anthem Medicaid
-Anthem Healthy Indiana (YRK)
-Humana Healthy Horizons
-Passport
-Wellcare
-UHC Community
-Humana Medicare Gold Plus D-SNP
PAR WITH NO PT BENEFITS
Anthem Care First

Our accepted insurance plans are subject to change. Please contact your insurance company to verify eligibility and coverage.

Patients are required to have a valid physician order for physical therapy treatment at all Ellis & Badenhausen Physical Therapy locations or must sign a financial consent to be treated as self-pay for those services. Orders should be updated every 6 months or at the beginning of a new treatment plan.

Popular insurance plans that we do not accept include:
Medicaid
All Wellcare plans
Aetna Better Health
Anthem Workers’ Comp
Passport Medicare Advantage Plan
United Healthcare U of L Cardinal Care Plan

If your insurance plan requires you to pay a copayment, co-insurance, and/or a deductible, you will need to pay at the time of your visit. For your convenience, we accept cash, checks, Visa, MasterCard, Discover, and American Express.

If your claim is denied or not paid within a timely manner, we request that you file a personal claim with your health insurance and pay the charges in full. We recommend you notify your employer should there be any delays in settling your workers’ compensation claim.

If you have a question related to insurance or your bill, please contact our billing specialists at (502) 587-7269. You may pay a bill by contacting the billing office or pay online.