Ellis & Badenhausen Orthopaedics accepts most insurance plans, including workers’ compensation, Medicare, and Medicaid. You can use our insurance search tool to see if your insurance is accepted at E&B:

Anthem Capitol Bue Cross and Blue Shield
Anthem Dual Advantage HMO/SNP
Anthem Blue Card Program (look for suitcase on front right bottom corner)
Anthem Enhanced Choice PPO
Anthem HMO and POS
Anthem PPO
Anthem Indemnity/Traditional/Standard
Anthem Kentucky Pathway PPO Network
Anthem Kentucky Pathway HMO Network
Anthem Indiana Individual Exchange Network/Indiana Individual Off Exchange Network
Anthem Medicare Advantage HMO Network
Anthem Medicare Advantage PPO Network
Anthem Medicaid
Anthem Kentucky HEALTH (Medicaid product)
Anthem MediBlue Dual Advantage (HMO SNP) (medicare/medicaid product)
Anthem Mediblue Plus HMO
Anthem BCBC Wellmark Blue PPO
Anthem ULBAN prefix- MUST BE SEEN AT UofL Facility -- card has UofL on it
Anthem Ford (FGP prefix) - (NON PAR with PT, Physician services covered)
Anthem Blue Access PPO HSA
Anthem Carefirst Administrators - DTC prefix (PPO Plan with Bluecard)
Anthem Mediblue Services PPO Indiana
Anthem Carefirst - Must be billed to the local BCBS plan. Current address of Atlanta, GA is correct as of 1/9/23
Anthem Premera - AMK Prefix, must have referral from Anthem and PCP. Call x4240 for any questions.
Anthem Silver Pathway HMO (XTK/XTJ/E7E)
Anthem Healthy Indiana Plan – IN Medicaid
Anthem Hoosier Healthwise – IN Medicaid
Anthem Indiana Medicaid
Anthem Healthsync HSA
Anthem Health Insurance LivingWell CDHP PPO
Anthem Gold Pathway HMO (XTI)
Anthem Bronze Pathway
Anthem Independence Personal Choice (BCBS) PPO
Humana Edge
Humana Medicaid Healthy Horizons
Humana Gold Plus (HMO D-SNP) - OV / SX ONLY - no Physical Therapy
HumanaChoice (PPO D-SNP)
Humana Honor (we take also if says USAA)
Humana open access
Humana PPO
Humana POS
Humana HMO Select
Humana Gold Plus Diabetes and Heart (HMO C-SNP) ***PLEASE MAKE SURE IT DOES NOT SAY COMMUNITY***
Cigna (most plans)
Cigna APWU (HIGH OPTION)
Cigna (Samba Federal Health High Option Open Access Plus)
Cigna/Sisco
Cigna True Choice Medicare Ppo(oon with oon benefits)
Cigna ppo (leading edge)
Cigna Center Care PPO(health and Life)
Cigna Allied
Cigna Aultcare
ALL Indiana Medicaid/IN Medicaid Products: MD ONLY - PT Non PAR
Caresource HIP/Healthy Indiana Plan (Indiana Medicaid) - MD ONLY - PT Non PAR MUST HAVE PCP REFERRAL
Caresource Hoosier Healthwise (Indiana Medicaid) - MD ONLY - PT Non PAR MUST HAVE PCP REFERRAL
Passport (KY Medicaid Product)
Molina (Medicaid)
HCS Medicaid MUST HAVE PCP REFERRAL
Anthem Healthy Indiana Plan (IN Medicaid) - MUST HAVE PCP REFERRAL
Anthem Hoosier Healthwise (IN Medicaid) - MUST HAVE PCP REFERRAL
Anthem Hoosier Care Connect (IN Medicaid) - MUST HAVE PCP REFERRAL
Indiana Medicaid Gainwell - NO PCP REFERRAL REQUIRED
MDWise Healthy Indiana Plan (IN Medicaid) - MUST HAVE PCP REFERRAL
MDWise Hoosier Healthwise (IN Medicaid) - MUST HAVE PCP REFERRAL
MHS Healthy Indiana Plan (IN Medicaid) - MUST HAVE PCP REFERRAL
MHS Hoosier Healthwise (IN Medicaid) - MUST HAVE PCP REFERRAL
MHS Hoosier Care Connect (IN Medicaid) - MUST HAVE PCP REFERRAL
UHC Hoosier Care Connect (IN Medicaid) - MUST HAVE PCP REFERRAL
Aetna Choice POS II (does NOT say health fund)
Aetna – most plans
Aetna medicare Assure 1 (hmo d snp) cannot do pt, also ck to see if need referral from pcp
Aetna medicare Premier (HMO)
Aetna Open Choice PPO
Aetna Medicare Value Plan (HMO)
Aetna Medicare Value Plan (PPO)
Aetna Signature Administrators
Marpai (Aetna Signature Administrators PPO)
Meritan Health- (CHECK PRE EXISTING!)
Meridian Health (Aetna)
National General Accident &Health (Aetna open choice ppo)Pre-existing applies
Preferred One (Aetna)
United Healthcare – All Commercial products
United Healthcare- Navigate (Needs Referrals)
United Healthcare UMR
United Healthcare Golden Rule (CHECK PRE EXISTING)
United Healthcare Group Medicare Advantage PPO oon with oon benefits
United Healthcare "Navigate" ** Check Insurance Card - many require referral through PCP- patients responsible for obtaining referral
United Healthcare HPHC
United Healthcare Community (Medicaid)
United Healthcare US Health Group - Choice Plus Network (Freedom Life)
United Healthcare Missionary Options PPO Network
United Healthcare - Bind (Should say UHC choice plus network)Use subscriber Id as ID# not the patient
United Healthcare -Surest(Bind is now Surest only change is name same address)eff 09-01-2022 call for copay may be different by provider
United Healthcare - Medicare PPO, No copay or referrals needed.
United Healthcare - AARP Medicare Advantage PPO, OON with OON benefits.
United Healthcare AARP Medicare Advantage Choice PPO ,OON with OON benefits (copays may be higher)
United Healthcare -AARP Medicare Supplement Plan F and G (which means patient resp.for partb ded.)
United Healthcare -Navistar Group Medicare Advantage PPO OON with OON benefits
United Healthcare NEXUSACO OA (NO REFERRAL REQ'D)
United Healthcare United Healthcare Core
United Healthcare Medicare Advantage PPO (we are OON, but they will pay because we accept Medicare)
United Healthcare Global Expatriate Insurance Choice Plus
United Healthcare WebTPA (Choice Plus) - Must call on every one of these to make sure referral not required
United Healthcare Select Plus commercial
ACE Medicare Supplement
Advanta (PHCS)
Advisory Health Administrators PHCS (if it says Center Care we are oon w/oon benefits)
AFRP SGIC (Multiplan) **PRE EXISTING CLAUSE **Limited Benefits Plan
Aither Health (PHCS) we are not in network, but they have OON benefits
Alliance Health and Life Insurance ( Aetna Network) EPO PLAN we are OON
Allied Benefit System (Encore Network, All State Benefits) PPO
Allsavers Uhc
Allstate Health Solutions administered through Meritain Health preexisting may apply
Allstate Health Solutions (First Health Network) LIMITED BENEFITS PLAN
Ambetter MHS (Healthy Indiana Plan Medicaid)
Ameriben/Communicare(ck benefits should be open access)
American Health Resources Inc. Secondary insurance gap policy
AmeriHealthNewJersey(NationalAccess)phcs
Assurant
Banker's Life
Baptist Community Care Network/BCC
Beechstreet/PHCS/Multiplan
Benefit Adminstrative Systems (BAS)
Benicomp
BlueGrass Health Plan (AIMM)
Boone-Chapman (Aetna)
Bright Spring Health Services (Quantam Health)
C and O Employees Hospital Association
Caresource (KY Marketplace) IF IT SAYS KY MARKETPLACE ON IT WE ARE PAR
Caresourec of Indiana
Christian Care- Medishare Med Ben
Colonial Penn MC Support
Custom Design Benefits
EBMS (PHCS NETWORK)
Encore Combined PHCS (Best to call every time to check Network status)
First Health Network(check to see if limited benefits)
Flume Insurance(PHCS)
Forethought Life Insurance (Medicare Supplement) Follows Medicare guidelines and Electronic crossover
Freedom Select (PHCS) file to Free Market Administrators Plan code MISC7E is par but limited plan
GEHA (load to 4701)
GPA/PHCS, Multiplan
Gravie Aetna Signature Administrators
Great Southern Life Insurance Co. Medicare supplement plan F covers ded/coins
Group Resources part of First Health Network PPO
Health Scope
HealthEOS
HealthComp (PHCS)
HMA (PHCS)
HPI Kindercare - Open Access through PHCS
IHP Premier (PHCS)
Imagine 360
Impact Health Limited Benefits (Multiplan) will say underwritten by AFSLIC
Impact Health Sharing
IncentiCare (Has in network and out of network benefits)
Independence Administrators (BCBS)
Key Benefit Administrators
Key Benefit Administrators (UofL Health) ONLY IF SECONDARY
Liberty Healthshare(ck to see on limited benefit plan)
Lifestyle Insurance (“First Health” must be listed on the card)
Lucent Health
Mayo Clinic (First Health Network)
MedBen
Medico
Medical Mutual of Ohio - through Aetna Open Choice PPO
Medi-Share
Medivest
MultiPlan
MultiPlan Medicare Advantage
Mutual of Omaha (secondary)
MVP Health Care
MVP Health Care
Nippon Life Benefits (Aetna Signature Admin)
Optimed Health (PHCS)
Paragon ( No network benefits ) call for benefits
Passport Marketplace (All offices except NA)
PEHP -Out of network, has Out of network benefits. Call to double check/ patient
PHCS
Pivot Health Insurance administered by Insurance Benefit Administrators (open access)
Prestige Healthcare (PHCS) there is a prestige plus on non par but this is just Prestige
Priority Health through Cigna PPO
Reliant (advisory health and wellness) ***INJECTIONS REQ. PRE-CERT***
Sagamore
Signature Advantage Hmo ALL PROVIDERS PAR as of 01/01/2024
SIHO Insurance (PHCS) ONLY Dr. Griffin, Rueff, Nawab, Price, Salamon, Schaper, Smith, Sinicrope, Rhea, Barnes and Street
SummaCare
Texas True Choice
The American Worker (First Health Network)
The Health Plan (first health network) oon but oon benefits pays 60% instead of 80% higher oop
The Health Plan (PHCS) in network
Trustmark Small Business Benefit(Starmark)
UHC AARP medicare Advantage Patriot PPO (We will par as of 1/1/2021)
UMWA (Cigna netwrok)
Underwriters(Centercare administered through PHCS network)
Unified Group Programs INC/Optimed Health
Unified Life Insurance through Multiplan network
United National Ins Group (through PHCS network)
Value Point (must say by MultiPlan)
Web TPA call on each policy for benefits/eligibility depends on zip code if needs referral

Our accepted insurance plans are subject to change. Please contact your insurance company to verify eligibility and coverage.

Popular insurance plans that we do not accept include:
All Wellcare plans
Aetna Better Health
Anthem Workers’ Comp
Passport Medicare Advantage Plan
United Healthcare U of L Cardinal Care Plan

If your insurance plan requires you to pay a copayment, co-insurance, and/or a deductible, you will need to pay at the time of your visit. For your convenience, we accept cash, checks, Visa, MasterCard, Discover, and American Express.

If surgery is required, separate statements will be sent to you for each provider of services.

If your claim is denied or not paid within a timely manner, we request that you file a personal claim with your health insurance and pay the charges in full. We recommend you notify your employer should there be any delays in settling your workers’ compensation claim.

If you have a question related to insurance or your bill, please contact our billing specialists at (502) 587-7269. You may pay a bill by contacting the billing office or pay online.

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